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One of the few intelligent decisions I made about my future was getting on with Aetna (formerly BUPA) when I was 61, the deadline for obtaining coverage that cannot be cancelled. The coverage is really crap for anything serious, but maybe better that dying in a ditch somewhere, or maybe patch me up good enough to survive a flight back to the U.S. were medicare applies.If the gov is serious about enforcing this, people over 65 are seriously fucked. I would also be interested to know which companies, if any, are covering older expats.
What about people with serious existing problems (heart, diabetes)? I haven't come across an insurance company which will cover you if you already have these problems. I read that the government think expats are a burden on the health system which I think is a load of bullshit. The problem with the Thai system is that it's very badly managed. I was in Queen Sirakit Heart Centre last month and after a few tests and draining some fluid from the chest/lungs I was handed a bill for 6,000 baht. I was happy to pay this as I received excellent service and I would definitely recommend any of you with heart problems to get treatment there. While I was there I looked at the pricing of private rooms. If you are a full paying patient the room was 1,200 baht a night. If you are a government worker the price was 200 baht per night. Who's the burden?