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Author Topic: House Buildings Insurance  (Read 380 times)

screamer

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House Buildings Insurance
« on: May 14, 2018, 07:56:10 PM »
Is there such a thing in KK/Thailand?
Any recommendations?



fceligoj

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Re: House Buildings Insurance
« Reply #1 on: May 14, 2018, 10:48:21 PM »

My wife used to be in the insurance business and has not heard of any type of insurance for the structure of the house or outer buildings.  The only thing they used to sell was fire insurance (like you really need it for concrete, tile, and steel!!!)   


They do not sell termite insurance either.  One needs to have a protective program with a exterminator company to protect or the structures and the land from the pesky vermin.

screamer

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Re: House Buildings Insurance
« Reply #2 on: May 15, 2018, 08:23:55 AM »

OK, thanks.
Just cross your fingers, eh?

Trainspotter

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Re: House Buildings Insurance
« Reply #3 on: May 15, 2018, 08:56:53 AM »
Screamer:

We've had our house insured since it was built eight years ago.  It's a comprehensive policy covering the structure, contents and liability.  My wife is an agent for the company.  You can call her for details:  Gigi 099-641-4169.  Cheers, TS

screamer

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Re: House Buildings Insurance
« Reply #4 on: May 15, 2018, 09:09:58 AM »
Great, thanks.

fceligoj

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Re: House Buildings Insurance
« Reply #5 on: May 15, 2018, 03:14:06 PM »
Trainspotter, what is the name of the company?  Not AIA right?

fceligoj

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Re: House Buildings Insurance
« Reply #6 on: May 15, 2018, 03:18:17 PM »
Trainspotter - Our village owner/builder has warranted the foundation for 5 years and the rest of the structure for 1 year.  Sounds like your policy covers anything where the walls and/or foundation cracks and/or separates and the insurance will pay for the repairs whatever they might be.  What about the privacy wall?  That covered too?

Trainspotter

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Re: House Buildings Insurance
« Reply #7 on: May 16, 2018, 05:04:41 PM »
fceligoj:  The name of the company is Mittare.  As I recall, everything at the insured property is covered for damage, loss (including theft), and liability (so that would include privacy walls and other outside structures).  Our annual premium is extremely cheap and it gives us great peace of mind.

Mittare is a great company.  They just paid 16K baht to a customer whose 3-year-old TV was destroyed by an electrical surge during a thunderstorm.  check out this story from today:
https://www.bangkokpost.com/news/general/1466346/power-surge-after-blackout-burns-out-electrical-appliances


[/size] If you have any other questions, please call my wife Gigi at 099-641-4169.  S[/font][/size]he is a licensed insurance broker, and she can also give you quotes for other types of insurance including medical, life, car and motorcycle.  [/size]She is fluent in English, and she has an excellent understanding of 'falang' needs and expectations[/size].   Cheers. TS
« Last Edit: May 16, 2018, 05:17:33 PM by Trainspotter »