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Messages - fceligoj

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Open discussion / Re: Poof....Gone
« on: May 23, 2018, 06:26:04 AM »
It doesn't just stop with farang food.  Unless the place is well established and has a dirth of clientele, poof.....gone!  My wife go out at least 3-4 times a week, either for lunch or dinner.  Many times we find a new Thai restaurant and eat there several times, but like you said poof.....gone!

Open discussion / Re: AIS Streaming
« on: May 19, 2018, 07:42:44 PM »

Mr Punch, your 1st line.
Quote from: Mr Punch
It looks as though the service is set up using the same WHCMS platform that is used by a number of other IPTV providers.

Could you put that in simple English.  Really don't know what "WHCMS platform" is all about.  I am just a user of the app once it is installed, not a technocrat.

Open discussion / Re: no water
« on: May 19, 2018, 07:35:23 PM »

Russell, you are probably right about what many countries like Australia do.  Here, I should have said "Thai PVC".  I think part of the issue is if they put in the correct material type, the water mains would last much longer, but then where are those people going to work if they don't have water pipes to replace all the time?  I would imagine that Australia uses PVC pipes that withstand high pressure.  Doubt if every house has its individual water pump.  Here in Thailand, can you imagine the issues they would have if they provided each house adequate water pressure so you wouldn't need you own pump?

If the US they have used and are still using cast iron pipes AND WOODEN PIPES WITH STRAPS OF STEEL TO KEEP THEM SEALED!  The replacements are now ductile iron and in certain area where they need it, they line the pipes with cement.  In the US, they provide high water pressure so you have high pressure in all you bathrooms, kitchens, outdoor faucets, etc.

Even the sewers are ductile iron with an impervious lining or they use tile, not concrete tile!

From the water main to the house it is usually 3/4" Heavy Duty copper (this is the best, but too expensive for water mains.)  Ductile iron and probably PVC are used inside homes to attach to the central sewer systems.  If you have a septic, it usually attaches using the ductile iron pipes or tile.

Visas, et al / Re: TM 30
« on: May 19, 2018, 06:24:35 PM »

I am not sure what this discussion on loans has to do with TM30s but here goes.

Yes, a mortgage is usually a long term debt, 15, 20, or 30 years.  (In Thailand it is based on how old is the loanee; i.e., if the person is 48, then the loan is for 17 years, based upon 'retirement here of 65.)  There is a term on all loans for buying a home, if you are current on your payments for the first 36 months, then you can refinance with no additional charge at a much lower interest rate.  The catch is, the low rate is only good for 2 years, then the loan goes back up to the current interest rate.  So what you want to do, is payoff the loan in that time period (which the banks are really not all excited.)

Many different types of loan, for one an auto loan.  Very similar to the ones the banks and other financial institutions in the US provide; i.e., 60 months (and here you cannot pay off early and save interest.  It is based only on the # of payments and yes, you can payoff early by making all the remaining payment at the time of payoff, no benefit.)

Then if your credit rating is good (just like in the US), one can get a personal loan at whatever the advertised interest rate (no collateral.)  My wife gets calls from the several banks with whom she does business and the offer 1,000,000 baht, 1,500,000 baht, etc.  Of course we decline since the interest rate is usually fairly high.

So why would I want to get a loan or a mortgage when my wife gets Thai rates, etc., which we farangs are not eligible.  It was like our current home, 5% DP, 17 year term, at the lowest interest rate available.  If I were co-borrower on the loan, then it is 50% DP, etc.

Open discussion / Re: no water
« on: May 18, 2018, 07:18:31 PM »
Here is the line group info:

and the QR Code

Open discussion / Re: AIS Streaming
« on: May 18, 2018, 07:12:38 PM »

I have a question before I go forward to do something with Area 51.

We have several Smart TVs and I do Netflix, et, on my laptop.  Using Area 51, can I just join and then when I want to sue, go on the internet and type-in an address, enter my user ID and password and be ready to go/

All I see on their website is ANDROIDs boxes, etc, nothing about just accessing their site and using a User ID and Password.

I can do this with HDPrime, Netflix, and

Just need a little direction from someone in the know before I commit.

Open discussion / Re: no water
« on: May 18, 2018, 03:11:07 PM »

Yes, the Provincial Water Company has a major break in the main water line.  They fixed it temporarily a day ago and again it was shut down today.  Again, they temporarily fixed it (may just a bypass).  We now have strong water pressure but it will be taken down again so they can make a permanent fix.

This is what you get when your water lines are PVC!  AND probably installed incorrectly allowing for major stress to be placed on the line in various locations until the line fractures.

If you want to get up=to-date status, you should join tier line application called "line group.'  Or you can follow by Facebook if you so desire.

Open discussion / Re: House Buildings Insurance
« on: May 15, 2018, 03:18:17 PM »
Trainspotter - Our village owner/builder has warranted the foundation for 5 years and the rest of the structure for 1 year.  Sounds like your policy covers anything where the walls and/or foundation cracks and/or separates and the insurance will pay for the repairs whatever they might be.  What about the privacy wall?  That covered too?

Open discussion / Re: House Buildings Insurance
« on: May 15, 2018, 03:14:06 PM »
Trainspotter, what is the name of the company?  Not AIA right?

Open discussion / Re: Songkeaw
« on: May 15, 2018, 03:12:25 PM »

For those of you with more than a passing interest,  this transliteration (if that is the correct word) is from someone that speaks both Thai and solid English and has the ability to provide an excellent translation of Thai words that have been put into the Roman alphabet plus their translation.

Songtheaw is really two words, but the Thais smash them together.  So here goes:

"Song" meaning is essentially "TWO"

While "theaw" literally translates to "IN LINE".

Together they describe ANY VEHICLE that carries passengers in "TWO BENCH SEATS" in the rear bed.  "Songtheaw" really doesn't describe the basic vehicle but how the vehicle is layed out in the back.

So any sized vehicle, pick up whatever size, 5 ton truck or any other large sized truck,  "Songtheaw" describes how it is used.  So when you say the word "Songtheaw" to a Thai, they know exactly about which you are talking.

Sort of funny then, a Thai Army truck 4X4, etc., layed out as a troop carrier usually has two bench seats, in line, and against the sides could be generalized and called an Army Songtheaw!!

Open discussion / Re: House Buildings Insurance
« on: May 14, 2018, 10:48:21 PM »

My wife used to be in the insurance business and has not heard of any type of insurance for the structure of the house or outer buildings.  The only thing they used to sell was fire insurance (like you really need it for concrete, tile, and steel!!!)   

They do not sell termite insurance either.  One needs to have a protective program with a exterminator company to protect or the structures and the land from the pesky vermin.


Spain or Portugal are not on my list.  Portugal has major financial issues, the government is almost broke (unless they have done some corrective measures in the last few years.)  Neither countries' foods have any sweet 'n hot 'n spicy taste to them compared  to the food I love here in Thailand.  I don't think the Portuguese or Spaniards would be too happy having foreigners 'ruin' their countries!

A friend of mine with his Thai wife just came back from many years in Mexico.  He loved it, but his wife wanted to come home to her Thailand.  Said he would go back in a second.  They do not have the restrictive laws about what a foreigner can and cannot do, what a foreigner can own or cannot own, etc.  The cost of living is much like Thailand's and their food is hot 'n spicy, something I would be excited about.  Been there quite a few times and have found it a great place to live in the short term, probably in the long term too.

AND for us Americans, it just a few hour flight vs the 24 hour travel time to get from the East Coast to Bangkok!

I don't think their drug problem is any worse than what it is here in Thailand where I think the Golden Triangle is about the 2nd largest producer of drugs in the world.

Their peso is like what the Thai Baht was about a year ago vs US, GB, etc, currency.

Open discussion / Re: Bung Kaen Nakhon - What's Going On?
« on: May 14, 2018, 08:17:22 AM »
I guess those who work and will use the Chinese Consulate there needed a Chinese style market close by.  They already have a Chinese temple practically next door.

Open discussion / Re: Songkeaw
« on: May 11, 2018, 05:18:33 PM »
If you spelled it correctly in the first place, we would understand.  It is not 'songtaew'.  It is 'songthaew'.  Not sure what is the correct spelling of the converted 4-5 tonne truck.  It sure isn't 'songkaew'.  Try googling it.  If you ask most Thais, they will tell you they are the same spelling, one is a little truck and the other is a big truck!

Oh yes, I have been going to her for about 11 years.

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